Home Financial Services & Insurance Personal Loan Market Size, Share & Growth Report by 2034

Personal Loan Market Size & Outlook, 2026-2034

Personal Loan Market Size, Share & Trends Analysis Report By Loan Type (Secured Loans, Unsecured Loans, Debt Consolidation Loans, Personal Lines of Credit), By Borrower Type (Individual Borrower, Joint Borrowers, Borrowers with Bad Credit, First Time Borrowers), By Purpose of Loan (Home Improvement, Medical Expenses, Education Expenses, Travel and Vacation, Other Personal Purposes), By Loan Tenure (Short-Term Loans (≤12 months), Medium-Term Loans (1–5 years), Long-Term Loans (>5 years)) and By Region(North America, Europe, APAC, Middle East and Africa, LATAM) Forecasts, 2026-2034

Report Code: SRFS57863DR
Last Updated : Dec, 2025
Pages : 110
Author : Pavan Warade
Format : PDF, Excel

Market Segmentation

  1. Personal Loan Market, By Loan Type (2022-2034)
    1. Secured Loans
    2. Unsecured Loans
    3. Debt Consolidation Loans
    4. Personal Lines of Credit
  2. Personal Loan Market, By Borrower Type (2022-2034)
    1. Individual Borrower
    2. Joint Borrowers
    3. Borrowers with Bad Credit
    4. First Time Borrowers
  3. Personal Loan Market, By Purpose of Loan (2022-2034)
    1. Home Improvement
    2. Medical Expenses
    3. Education Expenses
    4. Travel and Vacation
    5. Other Personal Purposes
  4. Personal Loan Market, By Loan Tenure (2022-2034)
    1. Short-Term Loans (≤12 months)
    2. Medium-Term Loans (1–5 years)
    3. Long-Term Loans (>5 years)
    1. North America
      1. North America Personal Loan Market, By Loan Type
        1. Secured Loans
          1. Unsecured Loans
            1. Debt Consolidation Loans
              1. Personal Lines of Credit
              2. North America Personal Loan Market, By Borrower Type
                1. Individual Borrower
                  1. Joint Borrowers
                    1. Borrowers with Bad Credit
                      1. First Time Borrowers
                      2. North America Personal Loan Market, By Purpose of Loan
                        1. Home Improvement
                          1. Medical Expenses
                            1. Education Expenses
                              1. Travel and Vacation
                                1. Other Personal Purposes
                                2. North America Personal Loan Market, By Loan Tenure
                                  1. Short-Term Loans (≤12 months)
                                    1. Medium-Term Loans (1–5 years)
                                      1. Long-Term Loans (>5 years)
                                      2. U.S.
                                        1. U.S. Personal Loan Market, By Loan Type
                                          1. Secured Loans
                                            1. Unsecured Loans
                                              1. Debt Consolidation Loans
                                                1. Personal Lines of Credit
                                                2. U.S. Personal Loan Market, By Borrower Type
                                                  1. Individual Borrower
                                                    1. Joint Borrowers
                                                      1. Borrowers with Bad Credit
                                                        1. First Time Borrowers
                                                        2. U.S. Personal Loan Market, By Purpose of Loan
                                                          1. Home Improvement
                                                            1. Medical Expenses
                                                              1. Education Expenses
                                                                1. Travel and Vacation
                                                                  1. Other Personal Purposes
                                                                  2. U.S. Personal Loan Market, By Loan Tenure
                                                                    1. Short-Term Loans (≤12 months)
                                                                      1. Medium-Term Loans (1–5 years)
                                                                        1. Long-Term Loans (>5 years)
                                                                      2. Canada
                                                                    2. Europe
                                                                      1. Europe Personal Loan Market, By Loan Type
                                                                        1. Secured Loans
                                                                          1. Unsecured Loans
                                                                            1. Debt Consolidation Loans
                                                                              1. Personal Lines of Credit
                                                                              2. Europe Personal Loan Market, By Borrower Type
                                                                                1. Individual Borrower
                                                                                  1. Joint Borrowers
                                                                                    1. Borrowers with Bad Credit
                                                                                      1. First Time Borrowers
                                                                                      2. Europe Personal Loan Market, By Purpose of Loan
                                                                                        1. Home Improvement
                                                                                          1. Medical Expenses
                                                                                            1. Education Expenses
                                                                                              1. Travel and Vacation
                                                                                                1. Other Personal Purposes
                                                                                                2. Europe Personal Loan Market, By Loan Tenure
                                                                                                  1. Short-Term Loans (≤12 months)
                                                                                                    1. Medium-Term Loans (1–5 years)
                                                                                                      1. Long-Term Loans (>5 years)
                                                                                                      2. U.K.
                                                                                                        1. U.K. Personal Loan Market, By Loan Type
                                                                                                          1. Secured Loans
                                                                                                            1. Unsecured Loans
                                                                                                              1. Debt Consolidation Loans
                                                                                                                1. Personal Lines of Credit
                                                                                                                2. U.K. Personal Loan Market, By Borrower Type
                                                                                                                  1. Individual Borrower
                                                                                                                    1. Joint Borrowers
                                                                                                                      1. Borrowers with Bad Credit
                                                                                                                        1. First Time Borrowers
                                                                                                                        2. U.K. Personal Loan Market, By Purpose of Loan
                                                                                                                          1. Home Improvement
                                                                                                                            1. Medical Expenses
                                                                                                                              1. Education Expenses
                                                                                                                                1. Travel and Vacation
                                                                                                                                  1. Other Personal Purposes
                                                                                                                                  2. U.K. Personal Loan Market, By Loan Tenure
                                                                                                                                    1. Short-Term Loans (≤12 months)
                                                                                                                                      1. Medium-Term Loans (1–5 years)
                                                                                                                                        1. Long-Term Loans (>5 years)
                                                                                                                                      2. Germany
                                                                                                                                      3. France
                                                                                                                                      4. Spain
                                                                                                                                      5. Italy
                                                                                                                                      6. Russia
                                                                                                                                      7. Nordic
                                                                                                                                      8. Benelux
                                                                                                                                      9. Rest of Europe
                                                                                                                                    2. APAC
                                                                                                                                      1. APAC Personal Loan Market, By Loan Type
                                                                                                                                        1. Secured Loans
                                                                                                                                          1. Unsecured Loans
                                                                                                                                            1. Debt Consolidation Loans
                                                                                                                                              1. Personal Lines of Credit
                                                                                                                                              2. APAC Personal Loan Market, By Borrower Type
                                                                                                                                                1. Individual Borrower
                                                                                                                                                  1. Joint Borrowers
                                                                                                                                                    1. Borrowers with Bad Credit
                                                                                                                                                      1. First Time Borrowers
                                                                                                                                                      2. APAC Personal Loan Market, By Purpose of Loan
                                                                                                                                                        1. Home Improvement
                                                                                                                                                          1. Medical Expenses
                                                                                                                                                            1. Education Expenses
                                                                                                                                                              1. Travel and Vacation
                                                                                                                                                                1. Other Personal Purposes
                                                                                                                                                                2. APAC Personal Loan Market, By Loan Tenure
                                                                                                                                                                  1. Short-Term Loans (≤12 months)
                                                                                                                                                                    1. Medium-Term Loans (1–5 years)
                                                                                                                                                                      1. Long-Term Loans (>5 years)
                                                                                                                                                                      2. China
                                                                                                                                                                        1. China Personal Loan Market, By Loan Type
                                                                                                                                                                          1. Secured Loans
                                                                                                                                                                            1. Unsecured Loans
                                                                                                                                                                              1. Debt Consolidation Loans
                                                                                                                                                                                1. Personal Lines of Credit
                                                                                                                                                                                2. China Personal Loan Market, By Borrower Type
                                                                                                                                                                                  1. Individual Borrower
                                                                                                                                                                                    1. Joint Borrowers
                                                                                                                                                                                      1. Borrowers with Bad Credit
                                                                                                                                                                                        1. First Time Borrowers
                                                                                                                                                                                        2. China Personal Loan Market, By Purpose of Loan
                                                                                                                                                                                          1. Home Improvement
                                                                                                                                                                                            1. Medical Expenses
                                                                                                                                                                                              1. Education Expenses
                                                                                                                                                                                                1. Travel and Vacation
                                                                                                                                                                                                  1. Other Personal Purposes
                                                                                                                                                                                                  2. China Personal Loan Market, By Loan Tenure
                                                                                                                                                                                                    1. Short-Term Loans (≤12 months)
                                                                                                                                                                                                      1. Medium-Term Loans (1–5 years)
                                                                                                                                                                                                        1. Long-Term Loans (>5 years)
                                                                                                                                                                                                      2. Korea
                                                                                                                                                                                                      3. Japan
                                                                                                                                                                                                      4. India
                                                                                                                                                                                                      5. Australia
                                                                                                                                                                                                      6. Taiwan
                                                                                                                                                                                                      7. South East Asia
                                                                                                                                                                                                      8. Rest of Asia-Pacific
                                                                                                                                                                                                    2. Middle East and Africa
                                                                                                                                                                                                      1. Middle East and Africa Personal Loan Market, By Loan Type
                                                                                                                                                                                                        1. Secured Loans
                                                                                                                                                                                                          1. Unsecured Loans
                                                                                                                                                                                                            1. Debt Consolidation Loans
                                                                                                                                                                                                              1. Personal Lines of Credit
                                                                                                                                                                                                              2. Middle East and Africa Personal Loan Market, By Borrower Type
                                                                                                                                                                                                                1. Individual Borrower
                                                                                                                                                                                                                  1. Joint Borrowers
                                                                                                                                                                                                                    1. Borrowers with Bad Credit
                                                                                                                                                                                                                      1. First Time Borrowers
                                                                                                                                                                                                                      2. Middle East and Africa Personal Loan Market, By Purpose of Loan
                                                                                                                                                                                                                        1. Home Improvement
                                                                                                                                                                                                                          1. Medical Expenses
                                                                                                                                                                                                                            1. Education Expenses
                                                                                                                                                                                                                              1. Travel and Vacation
                                                                                                                                                                                                                                1. Other Personal Purposes
                                                                                                                                                                                                                                2. Middle East and Africa Personal Loan Market, By Loan Tenure
                                                                                                                                                                                                                                  1. Short-Term Loans (≤12 months)
                                                                                                                                                                                                                                    1. Medium-Term Loans (1–5 years)
                                                                                                                                                                                                                                      1. Long-Term Loans (>5 years)
                                                                                                                                                                                                                                      2. UAE
                                                                                                                                                                                                                                        1. UAE Personal Loan Market, By Loan Type
                                                                                                                                                                                                                                          1. Secured Loans
                                                                                                                                                                                                                                            1. Unsecured Loans
                                                                                                                                                                                                                                              1. Debt Consolidation Loans
                                                                                                                                                                                                                                                1. Personal Lines of Credit
                                                                                                                                                                                                                                                2. UAE Personal Loan Market, By Borrower Type
                                                                                                                                                                                                                                                  1. Individual Borrower
                                                                                                                                                                                                                                                    1. Joint Borrowers
                                                                                                                                                                                                                                                      1. Borrowers with Bad Credit
                                                                                                                                                                                                                                                        1. First Time Borrowers
                                                                                                                                                                                                                                                        2. UAE Personal Loan Market, By Purpose of Loan
                                                                                                                                                                                                                                                          1. Home Improvement
                                                                                                                                                                                                                                                            1. Medical Expenses
                                                                                                                                                                                                                                                              1. Education Expenses
                                                                                                                                                                                                                                                                1. Travel and Vacation
                                                                                                                                                                                                                                                                  1. Other Personal Purposes
                                                                                                                                                                                                                                                                  2. UAE Personal Loan Market, By Loan Tenure
                                                                                                                                                                                                                                                                    1. Short-Term Loans (≤12 months)
                                                                                                                                                                                                                                                                      1. Medium-Term Loans (1–5 years)
                                                                                                                                                                                                                                                                        1. Long-Term Loans (>5 years)
                                                                                                                                                                                                                                                                      2. Turkey
                                                                                                                                                                                                                                                                      3. Saudi Arabia
                                                                                                                                                                                                                                                                      4. South Africa
                                                                                                                                                                                                                                                                      5. Egypt
                                                                                                                                                                                                                                                                      6. Nigeria
                                                                                                                                                                                                                                                                      7. Rest of MEA
                                                                                                                                                                                                                                                                    2. LATAM
                                                                                                                                                                                                                                                                      1. LATAM Personal Loan Market, By Loan Type
                                                                                                                                                                                                                                                                        1. Secured Loans
                                                                                                                                                                                                                                                                          1. Unsecured Loans
                                                                                                                                                                                                                                                                            1. Debt Consolidation Loans
                                                                                                                                                                                                                                                                              1. Personal Lines of Credit
                                                                                                                                                                                                                                                                              2. LATAM Personal Loan Market, By Borrower Type
                                                                                                                                                                                                                                                                                1. Individual Borrower
                                                                                                                                                                                                                                                                                  1. Joint Borrowers
                                                                                                                                                                                                                                                                                    1. Borrowers with Bad Credit
                                                                                                                                                                                                                                                                                      1. First Time Borrowers
                                                                                                                                                                                                                                                                                      2. LATAM Personal Loan Market, By Purpose of Loan
                                                                                                                                                                                                                                                                                        1. Home Improvement
                                                                                                                                                                                                                                                                                          1. Medical Expenses
                                                                                                                                                                                                                                                                                            1. Education Expenses
                                                                                                                                                                                                                                                                                              1. Travel and Vacation
                                                                                                                                                                                                                                                                                                1. Other Personal Purposes
                                                                                                                                                                                                                                                                                                2. LATAM Personal Loan Market, By Loan Tenure
                                                                                                                                                                                                                                                                                                  1. Short-Term Loans (≤12 months)
                                                                                                                                                                                                                                                                                                    1. Medium-Term Loans (1–5 years)
                                                                                                                                                                                                                                                                                                      1. Long-Term Loans (>5 years)
                                                                                                                                                                                                                                                                                                      2. Brazil
                                                                                                                                                                                                                                                                                                        1. Brazil Personal Loan Market, By Loan Type
                                                                                                                                                                                                                                                                                                          1. Secured Loans
                                                                                                                                                                                                                                                                                                            1. Unsecured Loans
                                                                                                                                                                                                                                                                                                              1. Debt Consolidation Loans
                                                                                                                                                                                                                                                                                                                1. Personal Lines of Credit
                                                                                                                                                                                                                                                                                                                2. Brazil Personal Loan Market, By Borrower Type
                                                                                                                                                                                                                                                                                                                  1. Individual Borrower
                                                                                                                                                                                                                                                                                                                    1. Joint Borrowers
                                                                                                                                                                                                                                                                                                                      1. Borrowers with Bad Credit
                                                                                                                                                                                                                                                                                                                        1. First Time Borrowers
                                                                                                                                                                                                                                                                                                                        2. Brazil Personal Loan Market, By Purpose of Loan
                                                                                                                                                                                                                                                                                                                          1. Home Improvement
                                                                                                                                                                                                                                                                                                                            1. Medical Expenses
                                                                                                                                                                                                                                                                                                                              1. Education Expenses
                                                                                                                                                                                                                                                                                                                                1. Travel and Vacation
                                                                                                                                                                                                                                                                                                                                  1. Other Personal Purposes
                                                                                                                                                                                                                                                                                                                                  2. Brazil Personal Loan Market, By Loan Tenure
                                                                                                                                                                                                                                                                                                                                    1. Short-Term Loans (≤12 months)
                                                                                                                                                                                                                                                                                                                                      1. Medium-Term Loans (1–5 years)
                                                                                                                                                                                                                                                                                                                                        1. Long-Term Loans (>5 years)
                                                                                                                                                                                                                                                                                                                                      2. Mexico
                                                                                                                                                                                                                                                                                                                                      3. Argentina
                                                                                                                                                                                                                                                                                                                                      4. Chile
                                                                                                                                                                                                                                                                                                                                      5. Colombia
                                                                                                                                                                                                                                                                                                                                      6. Rest of LATAM

                                                                                                                                                                                                                                                                                                                                  Available for purchase with detailed segment data, forecasts, and regional insights.

                                                                                                                                                                                                                                                                                                                                  Get This Report

                                                                                                                                                                                                                                                                                                                                  Download Free Sample

                                                                                                                                                                                                                                                                                                                                  Note: Please ensure you provide an active email address as we will be sending sample details via email.
                                                                                                                                                                                                                                                                                                                                  The button will be active once the above form is filled

                                                                                                                                                                                                                                                                                                                                  Our Clients:

                                                                                                                                                                                                                                                                                                                                  LG Electronics
                                                                                                                                                                                                                                                                                                                                  AMCAD Engineering
                                                                                                                                                                                                                                                                                                                                  KOBE STEEL LTD.
                                                                                                                                                                                                                                                                                                                                  Hindustan National Glass & Industries Limited
                                                                                                                                                                                                                                                                                                                                  Voith Group
                                                                                                                                                                                                                                                                                                                                  International Paper
                                                                                                                                                                                                                                                                                                                                  Hansol Paper
                                                                                                                                                                                                                                                                                                                                  Whirlpool Corporation
                                                                                                                                                                                                                                                                                                                                  Sony
                                                                                                                                                                                                                                                                                                                                  Samsung Electronics
                                                                                                                                                                                                                                                                                                                                  Qualcomm
                                                                                                                                                                                                                                                                                                                                  Google
                                                                                                                                                                                                                                                                                                                                  Fiserv
                                                                                                                                                                                                                                                                                                                                  Veto-Pharma
                                                                                                                                                                                                                                                                                                                                  Nippon Becton Dickinson
                                                                                                                                                                                                                                                                                                                                  Merck
                                                                                                                                                                                                                                                                                                                                  Argon Medical Devices
                                                                                                                                                                                                                                                                                                                                  Abbott
                                                                                                                                                                                                                                                                                                                                  Ajinomoto
                                                                                                                                                                                                                                                                                                                                  Denon
                                                                                                                                                                                                                                                                                                                                  Doosan
                                                                                                                                                                                                                                                                                                                                  Meiji Seika Kaisha Ltd
                                                                                                                                                                                                                                                                                                                                  LG Chemicals
                                                                                                                                                                                                                                                                                                                                  LCY chemical group
                                                                                                                                                                                                                                                                                                                                  Bayer
                                                                                                                                                                                                                                                                                                                                  Airrane
                                                                                                                                                                                                                                                                                                                                  BASF
                                                                                                                                                                                                                                                                                                                                  Toyota Industries
                                                                                                                                                                                                                                                                                                                                  Nissan Motors
                                                                                                                                                                                                                                                                                                                                  Neenah
                                                                                                                                                                                                                                                                                                                                  Mitsubishi
                                                                                                                                                                                                                                                                                                                                  Hyundai Motor Company

                                                                                                                                                                                                                                                                                                                                  We are featured on :

                                                                                                                                                                                                                                                                                                                                  WhatsApp
                                                                                                                                                                                                                                                                                                                                  Chat with us on WhatsApp
                                                                                                                                                                                                                                                                                                                                  Address:
                                                                                                                                                                                                                                                                                                                                  Office 515 A, Amanora Chambers,
                                                                                                                                                                                                                                                                                                                                  Amanora Park Town, Hadapsar,
                                                                                                                                                                                                                                                                                                                                  Pune 411028, Maharashtra, India.
                                                                                                                                                                                                                                                                                                                                  Contact Us:
                                                                                                                                                                                                                                                                                                                                  +1 646 905 0080 (U.S.)
                                                                                                                                                                                                                                                                                                                                  +91 8087085354 (India)
                                                                                                                                                                                                                                                                                                                                  +44 203 695 0070 (U.K.)

                                                                                                                                                                                                                                                                                                                                  sales@straitsresearch.com

                                                                                                                                                                                                                                                                                                                                  Quick Links
                                                                                                                                                                                                                                                                                                                                  Help
                                                                                                                                                                                                                                                                                                                                  Verified. Protected. Secure.
                                                                                                                                                                                                                                                                                                                                  DMCA.com Protection Status
                                                                                                                                                                                                                                                                                                                                  Secure Payments:
                                                                                                                                                                                                                                                                                                                                  Follow Us:
                                                                                                                                                                                                                                                                                                                                  www.straitsresearch.com © Copyright . All rights Reserved.